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These metros have the lowest rates of violent crime, workplace deaths, fatal crashes and natural disasters.

A former consultant to the FBI believes you can overcome any problem with any supervisor by asking the right questions.

Tired of money managers who cook the books and stockbrokers who profit whether you hit it big or lose your shirt? And, even if your broker does have your best interests at heart, wouldn't it be nice to save a couple of bucks on those fees and sales charges that chip away at your returns?

Some small business owners are so focused on attracting new customers they forget to take care of the ones they already have. And neglected customers will certainly be ripe for the picking by the competition. Bob Green, president of The Verdi Group, an advertising agency in Rochester, N.Y., offers some easy and inexpensive ways to make sure your regulars keep coming back--and get some more along the way:

Word-of-mouth marketing is a sure-fire way to generate new business. A single referral can start a chain reaction of new business as positive word spreads. It's no wonder networking groups pay off handsomely in referral business and that membership in a good networking group can be worth a considerable amount of money; especially if you calculate the time you spend each month and the value of that time.

One of the best ways for an entrepreneur to get a leg up in this competitive climate and distinguish yourself from the rest of the pack is to tell your brand story.

I've said many times that what really matters in business planning is the planning, not just the plan. This time around I'd like to go into more detail about that moment of truth when you're working your plan, time has passed, but the plan is out of synch with reality. What do you do then?

In times of financial turmoil, it is crucial to know what financial products/instruments you are holding and whether they will be protected from bank failure. Over the last decade, the products and services offered by banks and brokerage firms have become more similar, but there are important differences in the regulatory and insurance protection offered for different products.

When cold weather arrives, the cash-strapped and the frugal-minded often think of the skyrocketing energy bills that can come with heating a home. Fortunately, there are many things you can do yourself, easily and inexpensively, to put a dent in that bill (plus a few others that you'll need to hire a professional for, but that will pay off over time). In this article, we'll share some ideas for winterizing your home, whether you rent or own.